Pioneering embedded finance.
Powering amazing experiences.

We are a global banking and compliance platform on which the world’s most innovative brands build their business.

How it Works

We take a bottom-line approach to deliver the richest experiences.

Join hundreds of businesses who trust APIS to manage their financial transactions securely.


All your business finance needs in one place.

Access your account on the move, create customised invoices, integrate with your accounting software and manage your expenses all on APIS. Spend less time on admin and more time doing what you love.

we help businesses evolve & grow.

Get started

Smart features

Do expenses the smart way

No need for separate software. Bill your customers directly from the Tide app. Upgrade to Invoice Assistant for automatic chasing and matching to ensure you always get paid on time.

  • Create professional invoices
  • Send personalised messages
  • Manage invoices on mobile and web

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